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What Is Unclaimed Asset Search?

An unclaimed asset search could provide information about assets, including money and real estate an individual owns or has the right to but does not have in his or her possession. Due to taxation or other property exchanges, it is common for the title or ownership of some asset to become lost or otherwise without claim. When the government is holding possession of an asset that is someone else’s true owned item, it becomes important for the government to locate the owner. This is often done through traditional methods but in some cases, the government agency may not have the property resources for contacting that information. That is when the property enters an unclaimed asset fund.


Individuals can and should conduct an unclaimed asset search to determine if he or she owns real estate, property of another type or even money. These may be in the possession of any government agencies, including law enforcement, courts, the IRS or the various state, city, county and federal agencies. These properties may be claimed by presenting information to identify oneself to the property authority. In some cases, these funds may be transferred immediately to the proper individual. Many people do not know they have property in this type of limbo, though.


Property could be listed in the unclaimed asset search in many instances. For example, if a government agency issues a check, refund or other payment to an individual and he or she does not cash it, the funds sit unclaimed in an account for that individual. In other cases, an individual may be awarded property and even real estate through an estate and may not know this information because the estate manager or courts could not contact them. This property is just held in limbo until an owner steps forward to claim it. This could occur in many ways.


Generally, an unclaimed asset search will produce information about the property an individual owns. For example, the use of a person’s name and address may produce information about the individual’s potential claim opportunities. Information could be in a maiden name or in a spouse’s name and therefore less identifiable. In some cases, an improper spelling, the wrong address or old information can cause this information about these funds or property to be lost. By conducting a thorough search for these unclaimed assets, individuals can learn about potential property they own and have the legal right to.


An unclaimed asset search does not provide information about an individual’s current location. It does not provide information about a current address but it can provide information about a previous address or any other information that is outdated, such as phone numbers. Because this information is outdated, it cannot be used to contact an individual. It is also possible for property to be listed in the name of a deceased individual. If that is the case, his or her estate may have rightful ownership of that property but they may not know it exists without an unclaimed asset search.

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